Future Finance is not affiliated with Student Finance England. We recommend you check eligibility with the Government-funded programme before you apply to Future Finance. Representative 18.7% APR (variable). Guarantor may be required.
Backing the
next generation
Since 2014, when we became the UK's first private student lender, we've strived to make education accessible to all. We believe in the potential of students and we're passionate about helping them get where they want to be.
The rate you are offered will depend on the amount you wish to borrow as well as your personal circumstances and credit history.
Repayment calculations assume: 3.50% origination fee; an interest rate of 13.99% p.a.; all payments are made on-time. See the Representative Example.
Representative Example 18.7% APR (variable)*
- Borrow
- £5,000 for 89 months
- Origination fee
- £425
- Total amount repayable
- £9,270.88
- Interest rate
- 14.78% p.a. (variable)
- Repayments
- 5 payments of £5/month, 84 payments of £110.07/month
Graduate Loan Representative Example 17.7% APR
- Borrow
- £5,000 for 3 years
- Origination fee
- £175
- Total amount repayable
- £6,365.08
- Interest rate
- 13.99% p.a. (fixed)
- Monthly repayment
- £176.81 (36 monthly payments)
Private Student Loans
Give yourself the freedom to focus on your studies, not the bills, with our flexible private student loans. Your rate will be calculated based on your graduate earning potential, not just your current financial situation. And because we know money can be tight when you’re studying, you’ll benefit from reduced repayments during term time, paying off the majority of the loan after you leave university.
